Summer Banks
Ditch Vices to Save More Money
There is nothing worse than spending hundreds of dollars a month on a habit that you know you need to break.
In a world where everything cost more than a weekly paycheck, it is important to budget expense according to needs and not wants. Vices tend to drain an income in little or no time at all. Vices can range from everyday luxuries to addictions and wasteful spending in areas where cost cutting is easily achieved.
Luxuries are the number one vice of people trying and failing to save money. A luxury, in spending, can be defined as the purchase of things that are clearly outside of the available financial means. Such things include coffee shop coffees and fast food restaurants. These vices are easily contended with by simply making coffee at home and packing your lunch or snack before leaving for work in the morning. Simple changes to every day vices add up to huge savings month after month.
Addictions, like smoking and drinking, are yet another vice that tend to drain the bank account. Over the years, the cost of one pack of cigarettes has grown from under $2.00 a pack to more than $5.00 a pack in some areas.
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In a world where everything cost more than a weekly paycheck, it is important to budget expense according to needs and not wants. Vices tend to drain an income in little or no time at all. Vices can range from everyday luxuries to addictions and wasteful spending in areas where cost cutting is easily achieved.
Luxuries are the number one vice of people trying and failing to save money. A luxury, in spending, can be defined as the purchase of things that are clearly outside of the available financial means. Such things include coffee shop coffees and fast food restaurants. These vices are easily contended with by simply making coffee at home and packing your lunch or snack before leaving for work in the morning. Simple changes to every day vices add up to huge savings month after month.
Addictions, like smoking and drinking, are yet another vice that tend to drain the bank account. Over the years, the cost of one pack of cigarettes has grown from under $2.00 a pack to more than $5.00 a pack in some areas.
Read More
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